Put your family's money on autopilot.
One simple system that pays the bills, builds the savings, and grows the investments, every payday, without willpower. Automation plus a little AI. Brutally simple, and it actually works.
Your path from chaos to legacy
Four stages. One simple system. Set it up once, then let it, and a little AI, run.
Foundation
Get organized. Know exactly where your money stands, no guessing, no dread.
Automate
Bills, savings, and investing run themselves, every payday, like clockwork.
Grow
AI finds the moves and your wealth compounds quietly in the background.
Legacy
Build something real to pass down to the people who matter most.
OnTrack finds the money you're leaving on the table.
A 2-minute quiz builds your personal plan: every money move ranked by real dollar impact. The 401k match you're not claiming. The savings account paying 0.01%. Then it keeps hunting with 30-second daily checks and bill scans, and banks every dollar you win.
I'm not here to sell you a dream. I'm here to build your system.
I'm Ian, a self-taught personal finance educator and a bit of an automation nerd. I didn't grow up with money, and I learned the hard way that willpower and budgeting spreadsheets don't last.
What changed everything was building a money system that ran on its own, then pointing AI at it, so I could stop worrying about money and be present for my family. Now 400,000+ people follow along as I teach the exact same thing: no jargon, no gatekeeping, just a system that takes care of the people you love.
Trusted by thousands who stopped guessing
and started building.
"I have more clarity on how to prioritize saving and investing. I've also managed to pay off $8,000 in debt."
"I just paid off one of my credit cards, and my credit score went up 50 points. I totally didn't expect that so soon."
"I started an automatic payment of $100 a month into my Roth IRA. My company will also now offer a 401(k) with a 3% match!"
"If we stick with $7k in our Roth every year for 30 years plus the 401(k) match, we'll easily be millionaires."
"My wife is gonna stop working soon so this is BIG for us. I wasn't paying attention to saving and investing before."
"I finally have a clear picture of where my money is going so I can start making corrections."
Three easy ways to dive in
Wherever you are, there's a free first step with your name on it.
Daily money tips
Behind-the-scenes and daily tips on Instagram, where 400K+ already hang out.
The Sunday Money Move
One money move worth making, every Sunday. No fluff, no hype, just what works.
Get the app early
OnTrack finds the money you are leaving on the table and hands you the fix. Free to start on iPhone.
One money move a week.
Five minutes. That's it.
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