Build wealth.
Live free.
Leave a legacy.
Personal finance for people who want to build something real. Free quiz, free courses, premium tools.
How IBW Works
Take the free quiz
Answer 7 questions about your finances. Takes exactly 2 minutes.
Get your stage
Find out exactly where you are — Foundation, Debt, Builder, or Wealth Builder.
Execute with tools
Get a free course matched to your stage, plus premium tools to execute fast.
Meet the Money Map
Four stages. One clear path forward.
Foundation
Budget, emergency fund, and financial clarity. Build the base.
Debt
Eliminate high-interest debt while maintaining momentum.
Builder
Invest consistently. Grow net worth. Build real assets.
Wealth Builder
Optimize, diversify, and build a legacy that outlasts you.
Latest Insights
View all posts →How to Pay Off Debt Fast (Without Giving Up Your Life)
A step-by-step debt elimination plan that keeps you motivated — because the math is one thing, but the behavior change is what actually gets you out.
8 min readRoth IRA vs 401(k): Which One Should You Prioritize?
Roth IRA or 401(k) — which should you fund first? Use this simple, four-step framework based on your income and tax situation to decide with confidence.
8 min read5 Tax Moves That Could Save You Thousands This Year
Most people leave serious money on the table at tax time. These five strategies are legal, simple, and available to anyone with a W-2 or side income.
8 min read
The IBW Foundation
The system that ends the "where do I start" question. Build your financial foundation from scratch — budget, emergency fund, debt plan, and first investments.
Start the Foundation Course →Trusted by 334K+ people building real wealth
Real talk. No gatekeeping.
I'm Ian — a self-taught personal finance educator with 334K+ followers across Instagram, YouTube, X, and TikTok. I built my wealth from scratch and now I teach others to do the same. No jargon. No fluff. Just the system that works.
My full story →One actionable money insight, every Sunday.
No fluff. No hype. Just what's working.